You’ve worked tirelessly to save enough money for a trip to sunny Miami Beach. And in a few short hours, you’ll be on your way to a long, relaxing weekend of fun. So, you head to the nearest rental car…
Make no mistake about it, you need good or even great credit to get anywhere in the financial department these days. Want to buy a car? You better have great credit (If you don’t want to drive a jalopy or…
Once you’ve made up your mind to begin building an emergency fund and you’ve set your savings goal, the next step is figuring out where to put it. Stuffing your extra cash under the mattress is a safe bet, but…
Let’s face it: getting denied for credit is downright embarrassing. And depending on how strapped you are for cash, a denial notice can send you into panic mode. To illustrate, pretend your car won’t start. Upon further inspection by the…
The information in your credit history is a powerful predictor of your future bill paying performance. Creditors know this, and that’s why mortgage lenders, auto dealerships, and insurance companies use credit reports in their decisions as to whether or not…
Every year, thousands of Americans contend with the difficult decision of filing for bankruptcy. According to the American Bankruptcy Institute, 764,655 Americans filed for personal bankruptcy under Chapter 7 or Chapter 13 of the Bankruptcy Code in 2016 alone. As…
When money is tight, and you are struggling to find cash to pay your bills, too many Americans turn to payday lenders to help them stretch their paychecks or budgets to the end of the month. Many find themselves especially…
Think you’re safe as houses? You may be. Then again, you may not. Even the most prepared people can’t plan for everything that may happen in the future. While randomness can be exciting and wonderful, certain unexpected financial events can…
Last year, over 80% of tax filers received refunds. The average tax refund was $3,120. With tax refund being so prevalent, it’s no wonder people are searching for the best ways to use this money windfall. Whether you receive a…
Tempting, fun items constantly beckon to us. Giving in to these purchases steers us away from our budget, runs up debt, and puts our financial future in jeopardy. Being able to control our spending is key to maintaining a tidy…