You’ve had enough! The credit card bills, which are well over $1,000 each month, have gotten out of hand and you’ve finally decided to do something about it. But where do you start? Not all progress is good progress, especially…
What can you do when your former caregivers refuse to give up her role and accept that they are now the ones in need of care? Evaluation Don’t ignore the signs. If something isn’t adding up or your parent isn’t…
No one likes to pick up the phone and discover a debt collector on the other end of the line. Opening your mailbox to find a pile of collection letters is not much fun either. Thankfully if you have recently…
If you’re a spender by nature, saving money probably falls somewhere in between stepping on a Lego and getting a root canal on your personal pain scale. The problem is that when the refrigerator goes on the fritz or your…
Do you know how your credit score is calculated? Or, almost just as important, do you know what’s not included in credit score calculations? There are only a few components that the three national credit bureaus – Experian, TransUnion, and…
Being stuck in debt is no picnic. Getting rid of it as quickly as possible can free up money you need to work towards other financial goals. Figuring out why you want to get out of debt is important, but…
Large, budget busting surprises can sneak upon the most responsible, hardest working consumer. One of the most disastrous of these is an unforeseen illness or injury that racks up tons of medical debt. Even with health insurance, a prolonged hospital…
Having bad credit is like having a perpetual black cloud hanging over your financial life. Your interest rates are likely to be sky high and as far as getting new credit goes–fuhgeddaboudit. So, what do you when your credit’s bad?…
Don’t be afraid of credit cards. Smart debt can be a cash-flow safety net for your small business and help build your credit score. There are a number of reasons small business owners may avoid credit cards: They are afraid…
If you’re planning to apply for a new credit card, open a bank account, consolidate debt with a personal loan or buy a home this year, listen up. Before you start shopping around for a lender or checking out credit…