That impressively perfect 850 credit score may seem like an unattainable accomplishment, especially if you have suffered with past credit mistakes such as too much debt, bankruptcies, or collection accounts. A small pool of people, roughly half a percent of…
“You know, if you check your own credit reports it will hurt your credit scores.” Have you ever been afraid to check your own credit reports because of that myth? If so, the good news is that it really is…
It’s one thing if you are trying to rebuild credit after you’ve missed payments, gone though foreclosure or even bankruptcy, but it’s an altogether different problem is you are new to credit. Being new to credit and having to build…
For those who are used to being in debt, paying interest may seem unavoidable. Whether you are currently in credit card debt or just want to learn to use your credit cards more responsibly, this article will help you. In…
Recovering from identity theft is almost always more time consuming and upsetting than you think. However, relying on others to solve a problem that is yours alone is sure to lead to even more disappointment and credit damage. The good…
Credit cards make up a large part of the spending in society. But as convenient as they are, it is far too easy to rack up a tremendous debt from them. In 2011, the average household had almost $15,000 in…
Frequent travelers are often handed out a stunning amount of value by way of their travel rewards credit cards. These rewards can be worth hundreds of dollars, but must be used the right way to extract the value they are…
An inquiry is the term used in the world of credit reporting to describe the record of someone pulling or accessing a copy of your credit report. There are two type of inquiries; soft and hard. The actual record of…
On January 20, 2017, President-elect Donald Trump will take office as the 45th President of the United States. Among all of his legislative proposals, you may be wondering how his presidency will affect your money. In this article, I lay…
Like so many things within the world of credit reporting and credit scoring, the subject of judgments and their impact on your credit is often very misunderstood. There are simply too many myths around judgments, which compounds the problem. If…